IRS Wage Garnishment Relief — MD, DC & VA

An IRS wage levy allows the IRS to take a portion of every paycheck before you receive it. Unlike a one-time bank levy, a wage garnishment continues indefinitely until the debt is paid in full or an alternative resolution is in place.

The amount taken can be substantial. The IRS uses a formula based on your filing status and number of dependents — but it doesn't consider your actual living expenses. It's not uncommon for 40–70% of take-home pay to be seized, leaving employees unable to cover rent or basic expenses.

How we stop wage garnishment:

1. We file a Power of Attorney (Form 2848) immediately, which puts the IRS in contact with us instead of you
2. We request a Collection Due Process (CDP) hearing or work directly with the IRS to establish an alternative resolution
3. Once we have a resolution in place — installment agreement, OIC, or hardship status — the wage levy is released

Most garnishments can be stopped or significantly reduced within days of us filing representation.

Maryland, DC, and Virginia wage garnishments: State wage garnishments operate separately from IRS garnishments. Maryland law limits state garnishments to 25% of disposable income, but combined with an IRS levy, the total seizure can be devastating. We address state and federal garnishments simultaneously.

Your employer and the garnishment: Your employer is legally required to comply with an IRS wage levy. They are not your adversary here — they're following the law. We don't involve your employer beyond what's required, and the release goes through your payroll department once the levy is lifted.